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InsuranceInsurance is a way of spreading risk by paying money into a fund, kn...

InsuranceInsurance is a way of spreading risk by paying money into a fund, known as a premium, in exchange for protection against the cost of a particular event or loss. For example, car insurance covers the cost of repairing or replacing a car that has been damaged in an accident. Life insurance pays out a sum of money to a beneficiary if the insured person dies. Home insurance, also known as homeowners insurance, protects homeowners against losses caused by events such as fire, flood, or theft.Insurance can be very valuable because it means that people do not have to pay for events or losses out of their own pockets. It can also provide peace of mind, knowing that there is a safety net in place in case of unforeseeable events. However, it is important to remember that insurance is not always necessary and that there are often better ways to protect assets than through insurance. For example, it may be more cost-effective to invest in earthquake insurance than to pay for earthquake damage repairs out of pocket.SavourThe verb "to savour" means to enjoy something slowly and with pleasure, often while paying attention to its different qualities or flavours. It can also mean to experience the taste or smell of something slowly and deliberately. For example, a person might savour the taste of a fine wine or the smell of fresh bread baking.In addition to the literal meaning, savour can also be used figuratively to describe any experience that is enjoyed slowly and deliberately, such as reading a good book or relaxing in a hot bath. People often savour moments like these because they provide an opportunity to disconnect from daily stresses and worries and focus on something positive and enjoyable.StubbornStubbornness is a personality trait characterised by being unwilling to change one's opinions or course of action, even in the face of evidence or reasoned argument that such a change is necessary or beneficial. A stubborn person may refuse to acknowledge the need for change or may resist efforts to modify their approach or attitude.Stubbornness can be both a positive and a negative trait, depending on the situation. It can be beneficial in some cases, such as when it leads to perseverance and resolve in the face of setbacks or difficulties. However, it can also be problematic if it leads to inflexibility or prevent someone from learning new or better ways of doing things.SurviveTo survive is to continue living after some event, condition, or experience. It can also mean to manage to stay alive in spite of danger or difficulty. For example, a person who is injured in an accident might survive if they receive medical treatment soon after the accident. A company that goes bankrupt might survive if it finds a new source of income or changes its business model.Survival is important because it allows people and things to continue existing and contributing to the overall well-being and success of those around them. It can also be a matter of personal or collective survival, with people working together to overcome a shared threat or challenge.